E&O Liability Protection for Traditional and Nontraditional Media Organizations.
Regardless of a company’s business, if it gathers and disseminates information, then it faces the same litany of media liability
exposures as a publisher, broadcaster, advertising agency, video or film producer, or any other media organization.
That’s why we created MediaGuard by Chubb - a broad, flexible errors and omissions (E&O) liability insurance policy that specifically addresses the nature
of these risks.
MediaGuardby Chubb highlights:
“Occurrence form” covers activities that occur during the policy period (regardless of when claim is first made).
“All risk” coverage goes beyond specified “named perils” to include risks arising out of the core functions of advertising,
broadcasting, publishing and video and film production: gathering and creating information and communicating it to the public.
Built-in coverage for advertising content.
Negligent publication coverage for any claim alleging harm to a person or entity that acted or failed to act in reliance upon
the information published.
Our customer fully controls whether to settle or retract content and can choose between reimbursement of defense costs or
duty to defend.
No “insured versus insured” exclusion with respect to internal copyright disputes.
Punitive damages coverage, where insurable by law.
Minimum of 90 days coverage for acquisitions and creations (organizations, covered media) with potential for automatic coverage
until the end of the policy period (depending upon actual or projected revenues).
Internet Liability clause with automatic coverage for newly created Web sites after the policy incepts.
