Executive Elite - Clause 1 ('Side A') Excess D&O Liability

Consider: When a company's directors and officers are sued, what protection do they have when the organization:

Fails or refuses to indemnify a director or officer, even if it has an obligation to do so and is financially solvent?
Is sued along with the directors and officers, and the directors and officers (D&O) liability insurance policy limits are consumed by the policy's entity coverage, leaving no coverage for the directors and officers?
Is financially unable to indemnify its directors and officers against claims made against them?
Is prevented by law (domestic or international) from indemnifying its directors and officers for the particular claim at issue?

The frightening answer could be none —unless the directors and officers have D&O liability insurance with their own dedicated limit of liability.

The Solution: Executive Elite^SM by Chubb

Helps protect the personal assets of directors and officers by covering claims where the corporate entity is unwilling or unable to provide indemnification to its leadership team.
Provides broad form excess Clause 1 ("Side A") D&O liability coverage, featuring difference-in-conditions (DIC) drop-down coverage that fills in potential coverage gaps that may exist under restrictive or unresponsive underlying insurance.
Offers Chubb’s unique “Director Protector” Endorsement, which allows organizations to tailor coverage to the precise needs of directors by designating limits for specified board committees.

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