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Marine Liability
Chubb Commercial Insurance

Marine Liability is insurance for liability or property damages to a third party, while engaged in marine related operations. Chubb Marine Underwriters works side-by-side with Axiom Insurance Management, Ltd. to deliver exceptional marine liability insurance products in the United States and Puerto Rico. We offer these products elsewhere through our global Marine staff.

Monoline Marine Liability

Monoline marine liability products are available on a primary or excess basis.

  • Charterer’s Legal Liability – Insures the liability obligations a charterer has to the vessel owner and others.
  • Marina Operator’s Legal Liability – Insures the liability obligations a marina operator has to owners of watercraft while in the marina’s care, custody and control.
  • Shiprepairer’s Legal Liability – Insures the liability obligations a shiprepairer has for damage to vessels while in the care, custody and control of the shiprepairer.
  • Stevedore’s Legal Liability – Insures the liability obligations a stevedore has for damage to vessels and their cargo while in the care, custody and control of the stevedore for the purpose of loading and discharging a vessel.
  • Terminal Operator’s Legal Liability – Insures the liability obligations a terminal operator has for damage to cargo while in the care, custody or control of the terminal operator for the purpose of storage.
  • Wharfinger’s Legal Liability – Insures the liability obligations a wharfinger has for damage to vessels and their cargo while in the care, custody, or control of the wharf facility.
  • Vessel Builder’s Risk – Insures the materials going into the vessel; the completed vessel for physical damage; and the liability obligations the builder has to the owner of the vessel until completed and delivered to the owner.

Marine General Liability Insurance

Marine General Liability insurance extends a monoline marine liability insurance policy to include the general liability hazards of:

  • Premises/completed operations
  • Products liability
  • Work in progress
  • Contractual liability
  • Owners and contractors protective

Excess Liability Insurance

  • Bumbershoot Insurance is in excess of marine and non-marine primary policies, similar to an umbrella policy.
  • Follow Form Excess Liability Insurance is in excess of any of the monoline liability policies and Excess Protection & Indemnity and Collision & Towers Liability are also available. These products are offered over Chubb’s primary insurance policies or the primary insurance policies of other insurance carriers with an A.M. Best rating of A- or better.

Coverage Extensions Available

  • 72 hour pollution extension
  • Additional insureds and waivers of subrogation extension
  • Detention endorsement
  • Incidental primary Protection & Indemnity, including Jones Act
  • Marina operator’s Protection & Indemnity extension

Service and Strength

At Chubb, we deliver more than solid insurance products. We support our customers through our renowned services, extensive global network and financial strength.

We’ve been dedicated to the global marine market since 1882. Chubb Marine Underwriters and the Marine Services Unit specialists deliver exceptional, seamless service to our marine clients. Our loss prevention professionals are experienced in identifying potential hazards and mitigating or preventing loss. Should a loss occur, marine claims are handled by dedicated marine and transportation claim professionals. They are available to respond to questions or concerns regarding an existing marine claim or recovery matter.

Our financial strength continues to earn high ratings from A.M. Best, Standard & Poor’s and Moody’s, leading evaluators of insurance companies. Financial strength, combined with our underwriting expertise and claim service, means you can count on Chubb to be there when you need us most.


Additional Information

For more information about marine liability insurance, contact your insurance agent or broker, Axiom Insurance Management, Ltd. or write to cci-marketing@chubb.com.