Property & Casualty
Chubb’s specialized solutions protect against the unique property and casualty risks that threaten information and network
Use these resources to learn effective risk management techniques and help safeguard against loss.
Integrity+ by Chubb: Blended Liability Insurance
No matter what role you play in the information and network technology sector, you may find yourself in a risky situation
that can irreparably harm your business. The risks facing you today are broader and more complex than ever. Without an enterprise-wide
policy that protects against liability for your technology risks, products and services, you may be leaving your company exposed
to financial losses detrimental to the bottom line.
Through a single, blended insurance policy, Integrity+ by ChubbSM offers important financial protection and addresses potentially
costly risks for Information and Network technology companies:
- Product or Service Financial Injury (Errors or Omissions)
- Technology Related Injury (Intellectual Property, Privacy and Media)
- Privacy Remediation Expense
With three levels of protection, Value, Standard and Premier, Integrity+ provides flexible insurance protection that can be
customized to meet the specialized insurance and budget requirements of your company. Combining the three essential building
blocks of Integrity+, financial injury, technology-related injury and privacy remediation expense, will give you a single,
blended policy that helps eliminate critical insurance gaps.
Why would a company need Integrity+ by ChubbSM? Consider the following scenario:
Your company, which develops electronic medical record software, fails to
secure a hospital’s patient records. Despite your company’s representations that your systems were “hacker-proof,” a hacker
compromises the application, and patient records are released on the Internet.
Potential Financial Impact:
Your company and your customer, the hospital, are sued for numerous statutory and
common-law privacy claims brought by or on behalf of patients. As a result:
Your company incurs costs to comply with data breach security notification laws.
Your customer, the hospital, sues your company for:
Financial injury (business interruption) due to the data breach, and subsequent release of patient records, including loss
of use due to the remediation, repair or replacement of the defective software
Its costs to pay HIPAA and other statutory fines relating to the data breach
Its costs to comply with data breach security notification laws
Service and Strength
For more than 30 years, Chubb has been a leader in providing insurance to the technology industry. Through every stage of
a company’s development, we offer superior support through our global network of dedicated technology underwriters, loss control
and claim specialists.
Chubb's reputation for outstanding service is built on a consistent track record of performance by its global network of loss
control and claim professionals.
Our financial strength continues to earn high ratings from A.M. Best, Standard & Poor’s and Moody’s, leading evaluators of
insurance companies. Financial strength, combined with our underwriting expertise and claim service, means you can count on
Chubb to be there when you need us most.
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