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Extended General Liability

Dynamic, complex risks are inherent to Life Sciences businesses like yours. Fortunately, Chubb’s expanded general liability insurance solutions can help you face them. Our Extended General Liability for Life Sciences (available in the U.S. only) includes a number of cutting-edge features. The policy offers three enhancements that extend the period when injury or damage can occur, in order to address the complex sequence of events and potentially long time frames between when a product is developed, when it caused injury, when you knew about the injury and when an insurance claim is filed.

The policy also includes time-element pollution insurance, “blanket” additional insured status where required by contract, broadened clinical trial provisions and scalable medical expense limits.

In addition, several optional endorsements are available to customize insurance and help manage costs, including one that responds to successor liability issues associated with mergers and acquisitions.

The policy provides worldwide insurance and language that dovetails with Chubb and affiliate policies in other countries.

Other features and solutions include:

  • Unlimited extended reporting periods
  • "Blanket" human clinical trial insurance protection
  • Human clinical trial medical expenses included
  • Separate premises/operations and products-completed operations per occurrence limits

Additional Information

For Healthcare Product Service Organizations and Medical Device Companies:

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