Where primary policies end, Chubb’s Umbrella Liability begins, providing flexible protection with two separate insuring agreements.
Customarq General Liability
General Liability insurance is an essential element of any comprehensive insurance program. Chubb’s Customarq policy has kept pace with today’s risks.
Capacity and Flexibility
When you need additional liability protection above an Umbrella Liability policy, Chubb Excess insurance follows the terms
and conditions of your Umbrella, whether or not you’ve placed it with Chubb.
This policy can provide significant limits that enable your company to construct an excess liability program with fewer carriers
and consequently less concern about potential coverage differences.
Chubb’s Commercial Excess Liability policy affords a variety of benefits:
- Greater Flexibility
Adapts to various or unique primary and excess insurance policies, such as miscellaneous professional/errors & omissions,
foreign, aviation, marine and others.
- Not Restricted by Intervening Layers of Insurance
Responds to the loss (at our attachment point) based on our provisions and those of the controlling underlying insurance.
- Replacement of Eroded or Exhausted Underlying Limits
Provides first-dollar drop-down insurance protection for exhausted underlying limits of coverage in the same manner as the
Service and Strength
Chubb's reputation for outstanding service is built on a consistent track record of performance by its global network of loss
control and claim professionals. Our loss control and risk consulting professionals are experienced in making risk assessments
and offering practical advice to help mitigate or prevent losses. Should a loss occur, our exceptional claim service is available
anytime/anywhere in more than 140 languages through a toll-free number or via the Internet.
Our financial strength continues to earn high ratings from A.M. Best, Standard & Poor’s and Moody’s, leading evaluators of
insurance companies. Financial strength, combined with our underwriting expertise and claim service, means you can be confident
Chubb will be there when you need us most—now and in the future.
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