Excess Liability
Chubb Commercial Insurance

Chubb Excess insurance is additional liability protection above an Umbrella Liability policy that follows the terms and conditions of the Umbrella, whether or not it is placed with Chubb. This policy can provide significant limits that enable a company to construct an excess liability program with fewer carriers and consequently less concern over potential coverage differences.

Chubb’s Commercial Excess Liability policy affords a variety of benefits:

Consistency by following the provisions of the policy designated by the insurer regardless of its position in the layered excess program.
The application of limits is consistent with the underlying program. For example, if all underlying insurance limits apply per location, per jobsite or per policy, so will the Chubb excess.
Pays on behalf of the insured, it is not a reimbursement policy.
Failure to maintain underlying insurance does not invalidate the policy.
Coverage responds directly over reduced or exhausted underlying insurance limits when all other applicable underlying insurance does the same.

Service and Strength

At Chubb, we deliver more than solid insurance products. We support our customers through our renowned services, extensive global network and financial strength.

Chubb's reputation for outstanding service is built on a consistent track record of performance by its global network of loss control and claim professionals. Our loss control and risk consulting professionals are experienced in making risk assessments and proposing practical remediation to help mitigate or prevent losses. Should a loss occur, our exceptional claim service is available anytime/anywhere in more than 140 languages through a toll-free number or via the Internet.

Our financial strength continues to earn high ratings from A.M. Best, Standard & Poor’s and Moody’s, leading evaluators of insurance companies. Financial strength, combined with our underwriting expertise and claim service, means you can count on Chubb to be there when you need us most.

Additional Information

Commercial Excess Follow Form Insurance - Features & Benefits

Commercial Excess Follow Form Insurance - The Risks are Real

For more information about Excess Liability from Chubb, contact your insurance agent or broker, or write to cci-marketing@chubb.com.

Excess LiabilityChubb Commercial Insurance

Excess Liability
Chubb Commercial Insurance