Surety BondsIndustry Solutions

Umbrella Liability

You need more than just insurance limits.

You need broad insurance protection for that potential catastrophic loss.

Chubb is one of only a few insurance companies that offers a flexible platform to help protect you against large liability losses.

The Better Umbrella is Now Even Better


When there's a crisis, you want expert advice on how to respond.

Learn more about Chubb’s
Excess Umbrella Crisis Assistance.


Looking for broad protection?

Chubb offers the following benefits:

  • Multiple Insuring Agreements Combined into One Policy
    Excess follow form for continuity over primary insurance (Coverage A), Gap insurance when there is no underlying insurance (Coverage B) and blended pollution (Coverage C).
  • Multiple Towers of Protection—More than you think!
    Separate aggregate limits including Advertising Injury/Personal Injury and Products/Completed Operations. No aggregate applies if the underlying limit is unaggregated.
  • Expanded Definition of Personal Injury
    Includes discrimination, harassment and segregation (where permitted by law) under Coverage B as first-dollar protection.

Flexible protection to meet your needs. We provide Umbrella insurance over your existing primary program, whether or not it’s with Chubb.

In addition to writing over other carriers, our Umbrella policy is part of our suite of integrated liability products — including Chubb's Customarq General Liability and Errors & Omissions Liability contracts.

There for You—Today and Tomorrow

Outstanding service is a Chubb hallmark. Our loss control and risk consulting professionals are experienced in making risk assessments and offering practical advice to help mitigate or prevent losses. Should a loss occur, our exceptional claim service is available anytime/anywhere in more than 140 languages through a toll-free number or via the Internet.

Our financial strength continues to earn high ratings from A.M. Best, Standard & Poor’s and Moody’s, leading evaluators of insurance companies. Financial strength, combined with our underwriting expertise and claim service, means you can be confident Chubb will be there when you need us most.

Additional Information


Learn more about:

  • Chubb's products - Please contact your insurance agent or broker; use our Find an Agent tool to locate an agent or broker near you.
  • Claims - Please go to Chubb's Claims Services.
  • Chubb's press releases, awards, advertising and more - Please go to About Chubb.