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Insurance for Healthcare Product Service Organizations


  • Your organization pays $2.5 million to settle a data disclosure allegation.
  • The FDA halts your clients clinical trial because of false data submitted by a clinical investigator.
  • Inaccurate benchmarking invalidates test data necessitating repetition of your client’s studies.
  • You are sued for bodily injury from a product you contract manufactured in accordance with your client’s design.

In your business, you face a full range of regulatory compliance, product liability, data disclosure, and financial injury concerns. Additional issues such as managing trials in developing countries, ensuring proper informed consent from vulnerable study participants and ensuring your clinical research associates follow good clinical practice guidelines are also critically important.

You face new exposures every day. Your company needs an insurance company that can keep pace.

Chubb is a proven leader in insurance programs for healthcare product service organizations worldwide. Since 1995 we have had a dedicated team of underwriting, loss control and claim staff focused on your fast paced industry. Over 200 employees spread throughout Chubb’s global branch network serve Life Sciences companies full-time. This group has become a trusted resource in the life sciences community. Through the years we have gained valuable knowledge and experience which manifests itself in our flexibility and responsiveness.

Policy Highlights

  • Extended General Liability insurance eliminates certain “end of policy period” restrictions for injury or damage. For a company like yours where there can be potentially long time frames between when a product is developed, when it caused injury, when you knew about the injury, and when an insurance claim is filed, this provides significantly broader coverage, and peace of mind.
  • Errors and omissions (financial/economic injury), intellectual property infringement liability, media liability, privacy liability and privacy remediation expense are addressed via Integrity+ by Chubb, a single, blended liability policy that helps minimize critical insurance gaps.
  • Broadened property perils such as change in controlled environments, contamination, and condemnation of undamaged stock.
  • Global Extension expands your domestic property and liability insurance worldwide including: Broad, difference in conditions insurance from local contracts and admitted underlying insurance policies in foreign countries where required. You benefit from a coordinated approach and dependable quality from Chubb’s multinational infrastructure.

Think LEADERSHIP. Think Chubb.

Additional Information



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