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Insurance for Analytical Laboratories


  • A patient claims mental anguish because they relied upon an allegedly false positive test result.
  • A claimant alleges their health could have been effectively managed had your test result appropriately identified their disease in its early stages.
  • A mix-up of test samples results in incorrect data being reported to your clients.
  • You are sued for invasion of privacy when a patient-specific test result is inadvertently made public.

As an analytical laboratory, you face these and other complex risks every day – and, with advances in technology, you’ll face others that have yet to emerge. Customarq for Life Sciences offers a myriad of innovative insurance products tailored specifically for analytical laboratories.

Chubb is a proven leader in insurance programs for analytical laboratories worldwide. Since 1995 we have had a dedicated team of underwriting, loss control and claim staff focused on your industry. Over 200 employees spread throughout Chubb’s global branch network serve Life Sciences companies full-time.  Through the years we have gained valuable knowledge and experience which manifests itself in our flexibility and responsiveness. Our products and services have earned us industry trust and recognition.

Policy highlights

  • Extended General Liability insurance eliminates certain “end of policy period” restrictions for injury or damage. For a company like yours where there can be potentially long time frames between when a product is developed, when it caused injury, when you knew about the injury, and when an insurance claim is filed, this provides significantly broader insurance, and peace of mind.
  • Do you have sensitive property subject to spoilage or contamination? Chubb’s expanded “all- risk” insurance responds to these unique exposures.
  • Errors or omissions insurance helps protect your business from lawsuits that allege financial losses due to failure of you products or services to perform to specifications.

Think LEADERSHIP. Think Chubb.

Additional Information


Learn more about:

  • Chubb's products - Please contact your insurance agent or broker; use our Find an Agent tool to locate an agent or broker near you.
  • Claims - Please go to Chubb's Claims Services.
  • Chubb's press releases, awards, advertising and more - Please go to About Chubb.