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Insurance for Higher Education Institutions

Managing a Higher Education institution, you focus on cutting-edge research, international studies, new technologies, accomplished faculty and high-achieving students. Let Chubb take care of your insurance needs. We provide insurance to 50% of the top 50 liberal arts colleges listed in the U.S. News & World Report: Best Colleges 2014. As active members of the University Risk Management and Insurance Association (“URMIA”), we share our 30+ years of knowledge at conferences and provide sponsorships and scholarship funding. 

We have developed tailored insurance products and services to help protect you from myriad of hazards, including:

  • A fire in the Student Center destroys computer equipment and furniture.
  • A maintenance worker is injured when falling from a ladder while replacing light fixtures.
  • A school vehicle collides with another vehicle resulting in bodily injury and physical damage.
  • A campus visitor is seriously injured when a railing in the library atrium collapses.
  • A minority student alleges failure to provide due process and discriminatory treatment while being expelled for disciplinary reasons.
  • A college CFO sets up a fictitious vendor and submits fraudulent invoices which are paid by the college.

Customarq for Educational Institutions
Property and liability losses can cost your institution dearly. Without proper insurance protection, your institution risks learning an expensive lesson. Our Customarq for Educational Institutions package product provides property and liability insurance protection tailored specifically for colleges and universities.  

ForeFront PortfolioSM for Not-for-Profit Educational Institutions
Concerned about an allegation of mismanagement, failure to educate, or a lawsuit from a faculty member claiming failure to grant tenure? Chubb's ForeFront Portfolio for Not-for-Profit Educational Institutions is designed specifically to meet those complex needs. In addition, our blended approach help eliminates potential gaps that could exist if separate policies are purchased from different carriers. Your portfolio can include: Directors & Officers Liability and Entity level insurance for Educator's Errors and Omissions Liability; Employment Practices Liability; Fiduciary Liability; Crime; and Kidnap/Ransom & Extortion.

Equipment Breakdown
Your sophisticated boiler and power generation systems are critical to campus continuity. Chubb's broad "all-risk" Customarq property policy automatically includes insurance for steam explosion and electrical or mechanical breakdown. Our insurance protection is complemented by equally sophisticated loss control services and jurisdictional inspections when required.

Workers Compensation
College and university operations require a diverse workforce. You need your employees to be healthy and fully capable of working. Chubb’s Workers Compensation insurance and related services, including claims, loss prevention, managed care and fraud specialists, can help you manage worker injuries and stay on top of factors that drive up costs.

The risks are real…and the effects of pollution can be far-reaching and devastating. Research buildings with chemical storage; demolition, expansion and construction activities; above and underground storage tanks; herbicides, pesticides and fertilizers used for campus grounds -- are all exposures commonly found at colleges and universities. Chubb’s Environmental Solutions team can develop insurance programs tailored to your school’s specific needs.

Overseeing your international branch campuses and your ever-expanding study abroad program creates many challenges. Every country’s regulations, legal system, and exposures are unique, and your insurance must satisfy rapidly evolving local insurance mandates. We are at your side with insurance products and services tailored to your institution’s international needs.

Risk Management
For larger colleges and universities, our industry-focused specialists will work with you to learn about your unique risks in depth. We offer numerous insurance program structures and tailored claims and loss control services to help you manage the multitude of hazards facing an institution of your size.

BTA 360°SM Business Travel Accident
As the academic world expands, faculty and administrators spend more time on the road...and the risk of travel accidents and emergencies can increase. Health, life and workers compensation insurance may not cover the risks sufficiently -- and in some cases won't cover them at all. Business Travel Accident Insurance can help fill coverage gaps, at home and abroad.  


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