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Insurance for Elementary and Secondary Schools (K-12)

As an elementary or secondary school administrator, the challenges you face each day can be daunting–dealing with safety issues, aging infrastructure, information security, disaster preparedness, and more. At Chubb, our tailored property and liability insurance products and services address those risks so you can focus on what matters most. Hazards may include:

  • A pipe bursts in your school's library, destroying computer equipment and many books.
  • A fire in your school's academic building causes significant property damage and requires classes to move to a nearby facility.   
  • An employee is injured after tripping on a cracked walkway outside the school’s cafeteria.
  • To appease parents and students, a 60 year old female teacher is terminated and replaced with an energetic 27 year old male teacher with a dynamic personality.

Consider the following:

  • Without proper insurance protection, your institution risks learning an expensive lesson. Property and liability losses can cost your institution dearly. Chubb's Customarq for Educational Institutions provides insurance tailored specifically for elementary and secondary schools.
  • Concerned about an allegation of mismanagement or a lawsuit from a faculty member claiming age discrimination when replaced by a younger teacher? Chubb's ForeFront PortfolioSM for Not-for-Profit Educational Institutions is designed specifically to meet those complex needs.
  • Elementary and secondary schools can face financial implications and administrative burdens when students are injured during school-time events. Chubb's Student Accident insurance has options to meet your needs.
  • An aging infrastructure and expense management in K-12 schools can make it difficult to keep power generation systems up to date. Chubb's broad "all-risk" Customarq property policy automatically includes insurance for Equipment Breakdown


Learn more about Chubb's Property & Casualty solutions.
Learn more about Chubb's Professional & Management Liability solutions.
Learn more about Chubb's Accident and Health solutions.


Property & Casualty Solutions Professional & Management Liability Solutions
  Builder's Risk   Commercial Crime
  Commercial Auto   Cyber Security
  Commercial Package (CMP): Property &   Directors & Officers Liability
       Liability Solutions for Educational Institutions   Employment Practices Liability
  Environmental   Errors & Omissions Liability
  Equipment Breakdown   Fiduciary Liability
  Excess & Umbrella Liability   Kidnap Ransom & Extortion
  Multinational   Media Liability
  Property   Portfolio Products for Non-Profit Institutions
  Student Accident    
  Workers Compensation    


Our network of experienced risk engineers with deep industry and technical expertise can help you mitigate or avoid a costly loss. Loss Control Services
For a risk consultation to learn how to protect your institutions, find an agent in your area.
For claims, please go to Chubb's Claims Services.